Матеріали конференцій

Risk-culture in the bank’s digital DNA: the foundation of sustainable development

Вовченко, О.С.

The article focuses on the key aspects of digitalisation of the banking sector of Ukraine, which is the driving force behind the development of the national economy. The main stages of digital transformation, the introduction of the concept of “digital DNA” of the bank and its key components are considered. Particular attention is paid to the formation of a risk-culture in the context of the spread of innovative technologies such as artificial intelligence, blockchain and machine learning. The main risks associated with digitalisation are analysed, including cyber threats, operational, reputational and legal risks. The author highlights the importance of developing a proactive corporate culture, implementing modern risk management systems and investing in cybersecurity. A comprehensive approach to digitalisation will contribute to the sustainable functioning of the banking sector and its competitiveness in the face of global challenges.

English

2024-11

Digital DNA

Національний університет "Полтавська політехніка імені Юрія Кондратюка"

Vovchenko O. Risk-culture in the bank's digital DNA: the foundation of sustainable development / O. Vovchenko // Digital Economy and IT: Trends and Perspectives 2024: матеріали Міжнар. наук.–практ. конф., 28–29 листоп. 2024 р. – Полтава: Нац. ун-т ім. Юрія Кондратюка, 2024. – С. 50–52.